English Lexicon

Short-term loan

/ˈʃɔːrt.tɜːrm loʊn/
nounCEFR B2 (Upper)Top #4500 frequency
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Comprehensive Definitions & Senses

2 senses
As noun
  1. 1

    A sum of money borrowed by an individual or a company that is expected to be paid back within a relatively short period, usually less than twelve months.

    "The small business secured a short-term loan to cover immediate operational expenses during the slow season."
  2. 2

    A temporary financial advance used to bridge cash flow gaps before a larger, expected inflow of capital arrives.

    "They used a short-term loan to pay the invoice while waiting for their client to settle their accounts."

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Antonyms & Contrasting Words (1)

Linguistic Origin & Historical Etymology

The term combines the adjective phrase 'short-term' (derived from Middle English 'short' and Old French 'terme') with the noun 'loan' (from Old Norse 'lán'). It emerged in modern financial terminology to describe credit facilities designed for rapid repayment, typically within a year.

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10 Global Lexicons: How "Short-term loan" is said worldwide

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🇫🇷French → English

prêt à court terme

Transliteration: pre a koʁ tɛʁm

"L'entreprise a demandé un prêt à court terme pour financer son stock."

🇩🇪German → English

kurzfristiges Darlehen

Transliteration: kʊʁtˌfʁɪstɪɡəs ˈdaʁleːən

"Wir haben ein kurzfristiges Darlehen zur Überbrückung aufgenommen."

🇮🇹Italian → English

prestito a breve termine

Transliteration: prɛstito a brɛve tɛrmine

"Hanno ottenuto un prestito a breve termine per pagare i fornitori."

🇪🇸Spanish → English

préstamo a corto plazo

Transliteration: ˈpɾestamo a ˈkoɾto ˈplaso

"La compañía solicitó un préstamo a corto plazo para resolver sus problemas de liquidez."

🇵🇹Portuguese → English

empréstimo de curto prazo

Transliteration: ẽˈpɾɛstimu dʒi ˈkuɾtu ˈpɾazu

"O empresário recorreu a um empréstimo de curto prazo."

🇮🇳Hindi → English

अल्पकालिक ऋण

Transliteration: alpakalik rin

"कंपनी को अपने नकदी प्रवाह को संभालने के लिए एक अल्पकालिक ऋण की आवश्यकता थी।"

🇨🇳Chinese → English

短期贷款

Transliteration: duǎnqī dàikuǎn

"企业通过短期贷款解决了资金周转问题。"

🇰🇷Korean → English

단기 대출

Transliteration: dangi daechul

"회사는 운영 자금을 위해 단기 대출을 받았습니다."

🇯🇵Japanese → English

短期借入金

Transliteration: tanki karirėukin

"企業は運転資金のために短期借入金を利用した。"

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