English Lexicon

Comprehensive insurance

/ˌkɒm.prɪˈhen.sɪv ɪnˈشʊə.rəns/
nounCEFR C1 (Advanced)Top #3450 frequency
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Comprehensive Definitions & Senses

2 senses
As noun
  1. 1

    An insurance policy that protects against all risks and perils except those specifically excluded in the contract.

    "The company purchased comprehensive insurance to cover all potential liabilities arising from the new project."
  2. 2

    A form of auto or property insurance that covers damage from incidents other than ordinary collisions, such as theft, fire, or natural disasters.

    "Her car insurance policy includes comprehensive coverage for damage caused by falling tree branches."

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Linguistic Origin & Historical Etymology

The term combines 'comprehensive,' derived from the Late Latin 'comprehensivus' (capable of grasping or including much), with 'insurance,' originating from Old French 'enseurer' and Medieval Latin 'securare' (to make safe). Historically developed in the late 19th and 20th centuries alongside modern industrial commerce to denote financial protection covering all potential risks rather than specific named perils.

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