VocabDictionary

bank draft

/ˈbæŋk ˌdræft/intermediate Level

English Meaning & Definitions

1.noun

A negotiable payment instrument issued by a bank on behalf of a payer, drawn on the bank's own funds to guarantee payment to the payee.

Example Sentences:
  • The home seller requested payment via bank draft to ensure the funds were fully guaranteed.
  • She obtained a bank draft from her local branch to pay the initial deposit on her new lease.
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Comprehensive Thesaurus Breakdown

Compare formal, informal, literary synonyms and register nuances for “bank draft”.

Thesaurus Entry
Cultural Origin & Etymology

A compound of 'bank' (from Italian 'banca', meaning a money-changer's bench) and 'draft' (from Old English 'dragan', meaning to draw or pull). Historically, a 'draft' represented a order drawn upon a party to pay money. A 'bank draft' specifically refers to an order drawn directly by a bank upon its own reserved funds, guaranteeing immediate settlement upon presentment.

Memory Aid & Mnemonic

Think of a draft drawn directly by the BANK itself—guaranteeing the money is ready to be paid out.

Frequently Asked Questions About “bank draft

1. What is the meaning of “bank draft” in English?

In English, bank draft (noun) is defined as: “A negotiable payment instrument issued by a bank on behalf of a payer, drawn on the bank's own funds to guarantee payment to the payee.”.

2. How do you use “bank draft” in a sentence?

The home seller requested payment via bank draft to ensure the funds were fully guaranteed.

3. What are English synonyms of “bank draft”?

4. What is the etymology and word origin of “bank draft”?

A compound of 'bank' (from Italian 'banca', meaning a money-changer's bench) and 'draft' (from Old English 'dragan', meaning to draw or pull). Historically, a 'draft' represented a order drawn upon a party to pay money. A 'bank draft' specifically refers to an order drawn directly by a bank upon its own reserved funds, guaranteeing immediate settlement upon presentment.